SERVING CLIENTS IN NORTH CAROLINA, SOUTH CAROLINA, AND VIRGINIA
Are you protected against future loss of income and assets due to you or your spouse having a critical illness or being disabled and unable to work or perform normal daily activities for months or even longer? Does your current life insurance policy only help cover final expenses at the time of death?
Why do I need a term life with living benefits policy instead of the traditional term life coverage with a death only benefit? We're glad you asked!
Ask yourself these questions:
Q: How does having life insurance with living benefits included as part of of my policy make a difference?
A: Statistics show that large numbers of Americans may become terminally, critically or chronically ill.
Life insurance with living benefits provides the option to access the face amount and receive cash while the insured is alive. The Accelerated Death Benefits can provide funds at a time that the insured and his/her family need them most.
Q: Why is life insurance with living benefits so popular?
A: Most life insurance policies only protect your family after you pass away. A life insurance policy with living benefits still does that but may also give you valuable access to cash while you are alive, and when the funds are most needed. People see this as a smart way to have funds they need without having to access a retirement fund, 401(k) or liquidate CDs, which require payments of penalties and other fees.
Want to learn more? Download and view the full brochure to discover more about life insurance with living benefits.
Do you have the *NEW* type of life insurance or the old type? The new pays you without death occuring. Get access of up to $500,000 in the event of critical illness (heart attack, cancer, stroke, renal failure,etc), chronic illness (long term care triggers), or terminal illness (12 months to live).
Dave is in his 40's and lives in Tulsa, Oklahoma. He loves being outdoors, working out and spending time with his wife and kids. Shortly after he purchased his life insurance policy, Dave suffered a severe heart attack and was life-flown in a helicopter twice within several months. Dave used life insurance with living benefits to help pay his medical bills.