Overview of Medicare

Medicare is the Federal Government Health Insurance program for:

• People 65 years of age and older.
• Some people with disabilities under age 65.
• People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).

Medicare has Four Parts:

1. Part A (Hospital Insurance)
   Most people do not have to pay for Part A.
2. Part B (Medical Insurance)
   Most people pay monthly for Part B.
3. Part C (Medicare Advantage Plans)
   Medicare Advantage plans combine your Part A and Part B coverage with prescription coverage (in most cases) and other benefits in one convenient plan.  Medicare Advantage plans are offered by private insurance companies contracted with Medicare. 
4. Part D (Prescription Drug Coverage)
   Part D Rx will help to lower the cost of your prescription drugs.  These plans are offered by private insurance companies contracted by Medicare. 

Want to get a quote, compare plans, or apply online? We have several plans for you to choose from:

• Medicare Supplement Insurance Quote
• Medicare Advantage Insurance Quote
• Medicare Rx (Part D) Quote

Do some Medicare terms get you confused? Click here for a list of common Medicare terms to help sort you out.